Access to our site is permitted on a temporary basis and we reserve the right to withdraw or amend the service without notice.

You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons accessing the site through your internet connection are aware of these terms and that they comply with them.

We own copyrights in this site and in material published on it. Those works are protected by copyright laws and treaties around the world. All our rights are reserved.

You may print off one copy of any page(s) from our site for your personal reference and you may draw the attention of others within your organisation to material posted. Our status (or that of any identified contributors) as the authors of material on this site should always be acknowledged.

We update our web site regularly and so may change the content at any time. If the need arises, we have the option to suspend the site or to close it indefinitely.

If you would like to discuss your current financial arrangements and plan for the future please CLICK HERE or call us on 01252 845900. An initial appointment is entirely without obligation and there is no charge.